Treasury Manager

Work Location:
Toronto, Ontario, Canada

Hours:
37.5

Line of Business:
Finance

Pay Details:
$91,200 - $136,800 CAD

This role is eligible for a discretionary variable compensation award that considers business and individual performance.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview:

Treasury & Balance Sheet Management (TBSM) is responsible for measuring and managing interest rate, equity and foreign exchange risks in the non-trading portfolio of TD Bank, including Canadian and U.S. Personal and Commercial banking segments. TBSM is also responsible for Liquidity and Funding Management, Cash Management, Investment Strategy, Capital Management, and Funds Transfer Pricing.

The Asset & Liability Management (ALM) team within Treasury is responsible for the measurement and management of non-trading interest rate risk in the retail bank. The team also partners with the other stakeholders within both Treasury and product areas to ensure appropriate measurement and monitoring of market risk in the banking book. The mandate includes:

• Development and performance measurement of effective ALM strategies,
• Development and maintenance of non-trading market risk measurement frameworks and methodologies; and,
• Ensuring appropriate measurement of market risk in the banking book.

Job Description:

This position requires a results-oriented individual whose responsibilities will include:

• Assisting in the management of the mortgage pipeline, including hedging strategy in conjunction with business partners, pipeline analysis, and ongoing performance monitoring;
• Participation in project initiatives to enhance the measurement and management of interest rate risk in the banking book;
• Performing deep dives into retail product modelling and identifying necessary enhancements or areas of improvement;
• Fostering strong relationships with all stakeholders related to non-trading market risk management both within Treasury, Technology, and external business partners; and,
• Communication of key proposals, findings and analysis through memos, slides, and personal interaction with Treasury senior management.

Experience and Education

• 3+ years experience in Treasury/ALM, Capital Markets, Risk Management, and/or Finance
• Post-secondary degree in a related field (e.g. Finance, Business, Economics, etc.) is an asset
• Dual background/experience in a quantitative field (e.g. Math/Engineering/Data Analytics) and Accounting/Finance is an asset

Job Requirements:

Technical Skills and Knowledge:

• General understanding of Asset & Liability Management principles and practices
• Strong understanding of interest rate derivatives (e.g. interest rate swaps and swaptions) valuation principles
• Knowledge of market risk concepts as they relate to retail banking products
• Strong conceptual, analytical and problem-solving skills in the context of market risk measurement of banking book products
• Data analytics capabilities to query, wrangle, analyze and derive insights from data, using tools such as SQL, Python, R, Tableau and Power BI

S oft Skills & Communication:

• Ability to work effectively with other teams to develop good business relationships
• Ability to take the ownership and to drive a process/project forward
• Ability to work independently in an unstructured and fast-paced environment
• Excellent verbal and written communication skills
• Good organizational skills, with the ability to prioritize and manage competing requirements simultaneously
• Ability to effectively summarize and communicate proposals and findings to senior leaders and external stakeholders
• Ability to exercise good business judgment in assessing, troubleshooting and resolving issues as they arise

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):
Sans Objet